リボ払い
リボ払いで40万円借りて、年利29.2％、月ごとの返済額１万円とすると、完済には11年５ヶ月かかる。利子額は956,765円
元本40万円、月利2.4％(年利29.2%)、月ごとの返済額1万円
| 月 | 元本 | 利子 |
|---|---|---|
| 1 | 400000 | 9600 |
| 2 | 399600 | 9590 |
| 3 | 399190 | 9580 |
| 4 | 398770 | 9570 |
| 5 | 398340 | 9560 |
| 6 | 397900 | 9549 |
| 7 | 397449 | 9538 |
| 8 | 396987 | 9527 |
| 9 | 396514 | 9516 |
| 10 | 396030 | 9504 |
| 11 | 395534 | 9492 |
| 12 | 395026 | 9480 |
| 13 | 394506 | 9468 |
| 14 | 393974 | 9455 |
| 15 | 393429 | 9442 |
| 16 | 392871 | 9428 |
| 17 | 392299 | 9415 |
| 18 | 391714 | 9401 |
| 19 | 391115 | 9386 |
| 20 | 390501 | 9372 |
| 21 | 389873 | 9356 |
| 22 | 389229 | 9341 |
| 23 | 388570 | 9325 |
| 24 | 387895 | 9309 |
| 25 | 387204 | 9292 |
| 26 | 386496 | 9275 |
| 27 | 385771 | 9258 |
| 28 | 385029 | 9240 |
| 29 | 384269 | 9222 |
| 30 | 383491 | 9203 |
| 31 | 382694 | 9184 |
| 32 | 381878 | 9165 |
| 33 | 381043 | 9145 |
| 34 | 380188 | 9124 |
| 35 | 379312 | 9103 |
| 36 | 378415 | 9081 |
| 37 | 377496 | 9059 |
| 38 | 376555 | 9037 |
| 39 | 375592 | 9014 |
| 40 | 374606 | 8990 |
| 41 | 373596 | 8966 |
| 42 | 372562 | 8941 |
| 43 | 371503 | 8916 |
| 44 | 370419 | 8890 |
| 45 | 369309 | 8863 |
| 46 | 368172 | 8836 |
| 47 | 367008 | 8808 |
| 48 | 365816 | 8779 |
| 49 | 364595 | 8750 |
| 50 | 363345 | 8720 |
| 51 | 362065 | 8689 |
| 52 | 360754 | 8658 |
| 53 | 359412 | 8625 |
| 54 | 358037 | 8592 |
| 55 | 356629 | 8559 |
| 56 | 355188 | 8524 |
| 57 | 353712 | 8489 |
| 58 | 352201 | 8452 |
| 59 | 350653 | 8415 |
| 60 | 349068 | 8377 |
| 61 | 347445 | 8338 |
| 62 | 345783 | 8298 |
| 63 | 344081 | 8257 |
| 64 | 342338 | 8216 |
| 65 | 340554 | 8173 |
| 66 | 338727 | 8129 |
| 67 | 336856 | 8084 |
| 68 | 334940 | 8038 |
| 69 | 332978 | 7991 |
| 70 | 330969 | 7943 |
| 71 | 328912 | 7893 |
| 72 | 326805 | 7843 |
| 73 | 324648 | 7791 |
| 74 | 322439 | 7738 |
| 75 | 320177 | 7684 |
| 76 | 317861 | 7628 |
| 77 | 315489 | 7571 |
| 78 | 313060 | 7513 |
| 79 | 310573 | 7453 |
| 80 | 308026 | 7392 |
| 81 | 305418 | 7330 |
| 82 | 302748 | 7265 |
| 83 | 300013 | 7200 |
| 84 | 297213 | 7133 |
| 85 | 294346 | 7064 |
| 86 | 291410 | 6993 |
| 87 | 288403 | 6921 |
| 88 | 285324 | 6847 |
| 89 | 282171 | 6772 |
| 90 | 278943 | 6694 |
| 91 | 275637 | 6615 |
| 92 | 272252 | 6534 |
| 93 | 268786 | 6450 |
| 94 | 265236 | 6365 |
| 95 | 261601 | 6278 |
| 96 | 257879 | 6189 |
| 97 | 254068 | 6097 |
| 98 | 250165 | 6003 |
| 99 | 246168 | 5908 |
| 100 | 242076 | 5809 |
| 101 | 237885 | 5709 |
| 102 | 233594 | 5606 |
| 103 | 229200 | 5500 |
| 104 | 224700 | 5392 |
| 105 | 220092 | 5282 |
| 106 | 215374 | 5168 |
| 107 | 210542 | 5053 |
| 108 | 205595 | 4934 |
| 109 | 200529 | 4812 |
| 110 | 195341 | 4688 |
| 111 | 190029 | 4560 |
| 112 | 184589 | 4430 |
| 113 | 179019 | 4296 |
| 114 | 173315 | 4159 |
| 115 | 167474 | 4019 |
| 116 | 161493 | 3875 |
| 117 | 155368 | 3728 |
| 118 | 149096 | 3578 |
| 119 | 142674 | 3424 |
| 120 | 136098 | 3266 |
| 121 | 129364 | 3104 |
| 122 | 122468 | 2939 |
| 123 | 115407 | 2769 |
| 124 | 108176 | 2596 |
| 125 | 100772 | 2418 |
| 126 | 93190 | 2236 |
| 127 | 85426 | 2050 |
| 128 | 77476 | 1859 |
| 129 | 69335 | 1664 |
| 130 | 60999 | 1463 |
| 131 | 52462 | 1259 |
| 132 | 43721 | 1049 |
| 133 | 34770 | 834 |
| 134 | 25604 | 614 |
| 135 | 16218 | 389 |
| 136 | 6607 | 158 |
| 137 | 0 |
